Why do some women experience poverty in their retirement?
A comfortable retirement is a goal many of us strive for throughout our lives. However, for many women, this goal remains out of reach. New analysis reveals a stark truth: more than a third (36%) of women are projected to face poverty in their retirement years[1]. This issue, often called the ‘gender pension gap’, arises from a complex mix of societal norms, career breaks and financial planning oversights that unfairly affect women.
Some Britons prioritise immediate pleasures over long-term financial security
Recent research indicates that many UK adults prioritise immediate pleasures over long-term financial security, with holidays and daily expenses often taking precedence over pension contributions. As the cost of living continues to tighten household budgets, nearly a third of Britons (28%) admit they prefer to enjoy the present rather than plan for the future[1].
Staying informed and maximising available tax benefits for a comfortable retirement
Last November’s Autumn Budget 2025 Statement outlined a series of updates for pensioners and those saving for retirement. While a welcome increase to the State Pension was confirmed for April, the Chancellor also announced a future cap on salary-sacrifice pension contributions, which will impact many workplace pension savers.
Falling inflation and rate cuts could change how savers think about their money
Cash is often regarded as a safe haven in personal finance. It’s accessible and protected from stock market fluctuations, and rising interest rates have made savings accounts more attractive. However, while a cash buffer offers security, holding too much can quietly diminish your wealth through inflation and missed investment opportunities. This article will help you evaluate whether your cash holdings are supporting your financial goals or holding you back.
How upcoming changes could affect estate valuations and beneficiary payouts
In the previous 2024 Autumn Budget, the Chancellor announced that the Inheritance Tax (IHT) thresholds, which are the amount you can pass on when you die before IHT is due, will remain unchanged until 2030. However, from 6 April 2027, pensions will no longer be exempt from IHT, which will alter how estates are valued and passed on. That means that Inheritance Tax may have to be paid on your pension when you die.
