A “rainy day fund” is now an urgent necessity
The financial resilience of households across the UK is under intense scrutiny as new data reveals a startling lack of a buffer against life’s unpredictable turns. For many, the concept of a “rainy day fund” has moved from a prudent financial goal to an urgent necessity, yet the reality remains precarious.
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Don’t leave it to chance
Why having a Will is an essential part of your financial plans
New research reveals that a startling number of UK adults over 55 lack a valid Will, potentially leaving their loved ones facing uncertainty[1].
Counting pay days: Are you ready for retirement?
Many UK workers overestimate the number of pay days remaining until
Latest findings show that around 9 million UK workers have no idea how many pay days remain before they retire[1]. While many focus on their desired retirement age or savings goals, few consider how many monthly pay cheques remain before they can reach those ambitions. This lack of awareness is particularly pronounced among older workers, with 31% of over-55s admitting they don’t know how many pay days remain.
Generating a regular income from your investments
A straightforward guide to making your portfolio work for you
Investing for income is a strategy that helps your money work harder for you over time. This approach can supplement your primary earnings, support your retirement, or provide additional financial security. It involves selecting assets that offer regular payments, such as dividends from shares or interest from bonds, to provide a reliable source of revenue without sacrificing long-term growth.
Why have gold and commodity prices been climbing?
Understanding the market forces driving up the cost of raw materials
You may have noticed that everything seems a little more expensive lately. While the price of your weekly shop is one indicator, the raw materials behind the scenes, such as gold, oil, and copper, have been on a significant upward trajectory over the past few years. This trend isn’t just about jewellery becoming more expensive; it signals deeper shifts in the global economy.