Data shows families are paying unnecessary tax without planning ahead
Planning for your death is unlikely to be a cheery task to tick off your to-do list, but as the rules keep changing and tax thresholds remain frozen, tackling it is more important than ever. Families paid a record £8.5 billion in Inheritance Tax (IHT) in the 2025/26 tax year, 3.6% higher than the £8.2 billion paid the previous year, according to HM Revenue & Customs.
Your health could be the key to a larger pension
Maximise your pension by sharing your health story
Many UK adults approaching retirement may be missing out on thousands of pounds due to misunderstandings about how their health affects their pension options. Research shows that two in five adults over 50 are unaware that common medical conditions could significantly increase their retirement income[1]. Despite the potential for higher guaranteed income through enhanced annuities, 40% of those over 50 do not understand how health disclosures affect their final rate.
The optimal time to pass on your wealth
Making a significant difference to your family’s financial wellbeing
Some people choose to wait until they pass away to transfer their assets to their children and grandchildren. However, passing on your wealth during your lifetime is an approach worth considering for several compelling reasons.
Navigating your finances through a divorce
Taking the right initial steps lays the foundation for a fair settlement
Money matters might not be your primary focus when a marriage ends. However, given the significant impact a separation can have on your financial wellbeing, it is crucial to safeguard your future security early on. Understanding your assets, from property and pensions to savings and investments, makes the entire process much less daunting.
Rethinking retirement
Research highlights why retirees are choosing income security over risk
Planning for your retirement income is one of the most significant financial steps you will take. As we transition from our working years into retirement, our priorities naturally shift from simply building wealth to ensuring that our wealth lasts throughout our later years.